States Served
Top Industries Financed
- Full-Service Restaurants
- Hotels (except Casino Hotels) and Motels
- Offices of Physicians (except Mental Health Specialists)
- Offices of Dentists
- Offices of Lawyers
Quick Summary
Empire State Certified Develop is an SBA-certified Certified Development Company (CDC) headquartered in Latham, New York. Since 2010, they have approved 4,091 SBA 504 loans totaling $4.1B, with an average loan size of $1000K. They serve businesses across 9 states.
About Empire State Certified Develop
Empire State Certified Develop is an SBA-certified Certified Development Company (CDC) headquartered in Latham, New York. Since 2010, they have approved 4,091 SBA 504 loans totaling $4.1B, with an average loan size of $1000K. They serve businesses across 9 states.
Before you apply — know where you stand
Nav is the only place where you can track your FICO SBSS score — the score the SBA uses to determine loan eligibility.
Helpful SBA 504 Guides
Frequently Asked Questions
What does Empire State Certified Develop do?
Empire State Certified Develop is an SBA-certified Certified Development Company (CDC) based in Latham, New York. CDCs partner with banks to deliver SBA 504 loans — a long-term, fixed-rate financing program for commercial real estate and equipment. Empire State Certified Develop handles the SBA-backed 40% portion of the financing structure.
How many SBA 504 loans has Empire State Certified Develop approved?
According to SBA FOIA public records, Empire State Certified Develop has approved 4,091 SBA 504 loans totaling $4.1B since 2010. Their average loan size is $1000K.
What states does Empire State Certified Develop serve?
Empire State Certified Develop serves businesses in 9 states: California, Connecticut, Delaware, Illinois, New Hampshire, New Jersey, New York, Pennsylvania, Tennessee.
How do I apply for an SBA 504 loan through Empire State Certified Develop?
To apply for an SBA 504 loan through Empire State Certified Develop, contact them using the form on this page. You'll also need to work with a participating bank for the 50% bank portion. Before applying, prepare 3 years of business tax returns, personal financial statements, a business plan, and details about the property or equipment you're financing. Most 504 loans require 2+ years in business and a FICO SBSS score of 155+.
Get in Touch with This CDC
Contact Empire State Certified Develop
Ready to Apply for an SBA 504 Loan?
Compare all SBA 504 CDCs in New York or check if an SBA 7(a) loan is a better fit.
SBA 7(a) loans up to $5M · Faster funding · Check in minutes